Your Providium Team
 Margaret Kertman
Account Manager
Margaret has over seventeen years experience in the employee benefits field. Prior to joining Providium in 1998, Margaret was with the Guardian where she servedas Office Manager and Marketing specialist. She was instrumentalin the development of the Rochester District Office forthe Guardian. Margaret brings to Providium her expertise in the marketing arena as well as her knowledge and background in underwriting guidelines and procedures.
Margaret lives in Oakfield with her husband, Marty. Their son, Keith, attends Finger Lakes CommunityCollege. Margaret enjoys swimming, walking her dog, and biking.
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